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Online Cash Advance

Online Payday Loan FAQ's

Lady with quick payday loanWhat are the requirements for payday cash advance approval?

  • Have a verifiable consistent income
  • Have a minimum monthly income of $1000
  • Valid bank account in your name
  • Current home and work phone number

How much is the finance charge?
Please see the fee schedule.

How does a payday advance work?
Even if you have bad credit, you can still get quick cash for emergencies. Payday advances, also called payday loans, cash advances, instant cash loans, payroll advances, or paycheck loans are short-term loans that can be taken against a future paycheck. SonicCash.com.au loans require no faxing. Just fill out the online application for instant pre-approval. You can have your no fax cash advance deposited into your account overnight. If approved, your loan proceeds will be deposited directly into your personal bank account. When your loan payment is due, the finance charge will be automatically debited from your checking account unless other payment arrangements have been made.

I only get paid once a month. Can I still get a loan?
Yes, your loan payment (in most cases) will be due on your next payday.

How will I know if I am approved for a payday loan?
Approval for a cash advance payday loan is quick and easy. You'll receive a phone call or email notifying you whether you have been approved for a cash advance payday loan by our friendly staff at our loan processing center within 1 hour of your payday cash advance submission.

When will I get my money?
As soon as we have ALL the information from you that we need, the approval process takes about one hour. If approved, your quick loan amount will be deposited into your personal checking account the next business day. If you are denied, you will receive an email. You can also call two business hours after applying to check the status of your application.

When do I have to pay my loan back?
We will begin debiting finance charges from your account starting on your next payday, if your next payday is within 7 days of receiving your loan, we will begin debiting on the following payday.

What if I change my mind and no longer want the money?
In that case you need to contact us within 24 hours of the approval of your loan. If the money has already been sent to your account, we will debit your checking account for the principle amount.

Can I get another loan after paying off my current one?
Yes. You can apply for another loan 3 business days after paying off your current loan in full.